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The Personal Home and Auto Insurance

We've partnered with CANEX for 30+ years to offer the CAF Community exclusive home and auto insurance rates and coverages designed specifically for you.


  • Auto Insurance
  • Home Insurance, including apartment and military accommodations
  • Recreational vehicle insurance, including coverage for motorcycles, ATVs, boats and more
  • The Personal Pet Insurance Program11


Our property policies include:

  • $10,000 for your Military Kit
  • $3,000 for personal belongings while on deployment outside Canada

Military Renter’s Policy: to cover your personal property, any upgrades you make, and extra living expenses for DND Controlled Quarters.

Coverage that transitions with you: Our home and auto insurance will move with you if you relocate within Canada.


Take advantage of our:

  • Multi-vehicle Discount2: Save up to 15% on each of your auto policies when you insure more than one vehicle with us
  • Claims-Free Savings: Enjoy up to 20% off your home insurance if you’ve never filed a property claim.


Download our app to access your policy, sign-up for our prevention programs and more:
Online Services ・ AlertTM ・ RadarTM

Enjoy coverage that’s unique to you.
Get a quote today.



Certain conditions, limitations and exclusions may apply. The Personal refers to The Personal General Insurance Inc. in Quebec and The Personal Insurance Company in all other provinces and territories. Savings and discounts are subject to eligibility conditions and may vary by jurisdiction. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Rates and discount are subject to change without notice.

Auto insurance is not available in MB, SK and BC due to government-run plans and cannot be transferred if you relocate to those provinces.

1. The Personal Pet Insurance Program is underwritten by Petline Insurance Company and is distributed in Quebec by Missisquoi Insurance Company.

2. Up to 15% in NB, AB and the territories; up to 10% in NS, PE and NF; up to 7.5% in ON.

TMRadar and TMAlert are trademarks of Desjardins General Insurance Group Inc., used under licence.

*Existing clients are already entered into the contest. No purchase necessary. Contest is open exclusively to CANEX authorized patrons eligible for home, auto and/or business (off¬ered in Quebec only) insurance under the CANEX group insurance plan. A total of 10 monthly prizes of a $1,500 CANEX gift card will be awarded for a total prize value of $15,000 (CAN). Chances of winning depend upon the number of quotes received and policies in force. Contest runs from February 17, 2020 to December 31, 2020. Winners must correctly answer a skill-testing question to claim their prize. Details and complete contest rules are available at thepersonal.com/CAFcontest.

** Up to a maximum of $10,000 (CAN)

Welcome to CANEX.ca, Canada’s Military Store!

As a proud division of the Canadian Forces Morale and Welfare Services, CANEX has developed this exclusive shopping website to better serve the retail needs of the Canadian Armed Forces (CAF) Community.

By clicking here, you confirm that you are a member of the Canadian Armed Forces or part of the extended CAF community.