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The Personal Home and Auto Insurance

As a member of the CAF Community, you’re eligible to receive exclusive home and auto group rates, even more savings and discounts, and coverage that’s suited to life in the military.

In addition to group rates not available to the general public, you could get:


  • A bundle and save discount on your home insurance when you combine home + auto
  • Up to 20% off your home insurance if you’ve been claims-free for several years1
  • An additional discount if you insure two or more vehicles with us

You’ll also enjoy coverage that’s just right for you:


  • Military-exclusive benefits including automatic Military Kit coverage with your home insurance, a unique tenants policy to protect any upgrades you make to your DND Controlled Quarters, and more
  • Preferred service and expert advice from licensed insurance advisors who are here to help whenever you need it
  • Recreational vehicle insurance so you can insure your motorcycle, snowmobile, ATV, boat or RV alongside your car and home
  • Policies that transition with you if you relocate anywhere within Canada2



You’ll be automatically entered to win one of three $5,000 CANEX gift cards when you get your home or auto insurance quote with The Personal.3


You’re stronger together – and so is your insurance.

Get a quote today.



The Personal refers to The Personal General Insurance Inc. in Quebec and The Personal Insurance Company in all other provinces and territories. The Personal® and related trademarks are trademarks of The Personal Insurance Company, used under licence. Certain conditions, limitations and exclusions may apply. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.

1 Savings are based on each client’s individual profile. Rates and discounts are subject to change without notice. Home and condominium owners can receive up to a 20% discount and tenants can receive up to a 10% discount. Clients must be claims free for seven years.

2 Auto insurance is not available in MB, SK and BC due to government-run plans and cannot be transferred if you relocate to those provinces.

3 Existing clients are already entered into the contest. No purchase necessary. Contest is open exclusively to CFMWS authorized patrons eligible for home, auto and/or business (offered in Quebec only) insurance under the CFMWS group insurance plan. A total of 3 prizes of a $5,000 CANEX gift card will be awarded for a total prize value of $15,000 (CAN). Chances of winning depend upon the number of quotes received and policies in force. Contest runs from April 1, 2022 to December 31, 2022. Winners must correctly answer a skill-testing question to claim their prize. Details and complete contest rules are available at thepersonal.com/cafcontest

Welcome to CANEX.ca, Canada’s Military Store!

As a proud division of the Canadian Forces Morale and Welfare Services, CANEX has developed this exclusive shopping website to better serve the retail needs of the Canadian Armed Forces (CAF) Community.

By clicking here, you confirm that you are a member of the Canadian Armed Forces or part of the extended CAF community.

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